Over 50? Keeping Up With Your Healthcare Needs

Need Help For Your Aging Parents? 4 Reasons To Apply For Long-Term Medicaid Services

3 December 2020

Nellie Ryan

If you're on a limited income and you're struggling to provide the care that your aging parent needs, it's time to apply for long-term Medicaid services. You might have thought that Medicaid was for health benefits only, but that's not the case. Long-term Medicaid services provide care for many of the needs your aging parent requires right now. Here are four services that long-term Medicaid services can help you to provide for your aging parent. 

Assisted Living

If your parent is still able to provide for most of their daily needs, they may benefit from an assisted living facility. These facilities allow residents to live an independent life, while still receiving things like meals and limited supervision. Unfortunately, these facilities can be cost-prohibitive. That's where long-term Medicaid services come in handy. Long-term Medicaid services can cover the cost of assisted living facilities, which means you can provide a safe environment for your parent, while still knowing they're being watched over. 

Adult Day Care

If your parent has come to live with you but you still hold down a full-time job outside of the house, you may need some additional help. This is especially true if you don't feel comfortable leaving your parent home alone during the day. If that's the case, it's time to apply for long-term Medicaid services. These services can provide coverage for adult day care. With adult day care, you can drop your parent off while you're at work. While they're in adult day care, they'll receive their meals, activities, and supervised attention. 

Home Health Care

If your parent is living with you and requires medical attention, long-term Medicaid services can help. Home health care services can be difficult to pay for, especially when you don't have insurance coverage to help with the costs. Long-term Medicaid services can help with those costs. Once your parent is covered through Medicaid, their home health care needs will be covered. That means they'll get the daily help they need with their medical care, and you won't need to worry about how to pay for the service. 

Nursing Homes

If your parent has reached the stage where they can no longer live on their own and you can no longer provide for their care, you need to look into nursing homes. If your parent doesn't have insurance and you can't afford the out-of-pocket expense of a nursing home, apply for long-term Medicaid services for your parent. These services are there to for people who can't afford to pay the high cost of nursing home care.

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